CALLS 514-871-8881 EXTENSION 101
TEXT 514-993-3172

Insurance Group Association ACTQ

Join hired drivers, owners truck, as well as companies in the transport and enjoy the many exclusive benefits programs Group Association ACTQ.

Get your insurance coverage, wages, overheads, business,
medical care, travel and many more in 5 steps.

GET 2000$ To 10,000$ by month

DISABILITY INSURANCE & GENERAL EXPENSES

OPTIONS MEDICAL CARE, DENTAL

GROUP DISCOUNT IMPORTANT

WITHOUT MEDICAL EXAMINATION

PAYABLE 1-2-5-65 YEARS

TIME-DEFICIENCY 0-14*-30*-60*-90*-120 -180* DAYS

COMBINED WITH THE RAMQ

Protection for Employee(e)

Accident 24/24 up to Medical care and Dental!

Protection for Owners

Accident 24/24 up to Medical care and Dental!

Because of the importance of the Group, get the best price for your insurance coverage wages, overhead, serious illness, medical care, dental care and your life insurance!

A strong argument for the recruitment and retention of staff.

By offering better benefits, you will stand out from your competitors in the recruitment period.

The ACTQ combined with the RAMQ you warranty renewals stable.

Join the many businesses in the transport and get the flexible benefits offered by the program ACTQ

PROTECTION
EMPLOYEE(E)

WITHOUT MEDICAL EXAMINATION

PROTECTION
CHAUFFEUR(SE) & OWNER

WITHOUT MEDICAL EXAMINATION

Protection
INDIVIDUAL - SINGLE

COUPLE - FAMILY

WITHOUT MEDICAL EXAMINATION

OUR SERVICES

Covers overhead costs business

And if the illness of a shareholder or a key person was the future of your business in danger?

There is a refund policy a fixed monthly cost that the company will continue to incur in order to remain in operation until the return of the owner or of the person key to the result of a disability.

Blankets Wages

What would you do if your income stopped today?

Your ability to earn an income is the foundation of your financial future and your most valuable asset. If an accident or illness prevents you suddenly work, how to replace it-you have this income?

Medical insurance

This warranty provides you with reimbursement of medical and dental costs.

  • Purchase or rental of devices
  • Prostheses accessories
  • Unlimited coverage of ambulance costs and analysis
  • Room semi-private
  • Services of health professionals and therapists
  • Service of a nurse

OUR PARTNERS TRUST AND ADDITIONAL SERVICES

Let us handle your insurance portfolio

Passionate Leader in the field of insurance and transportation !

As a specialist broker of insurance, our quality is to be able to offer you the best protection and the best prices !

Thanks to the multitude of insurers with whom we have contact ! 

All of our brokers are qualified to offer clients the best possible service. You have the assurance to live an exceptional customer experience.

Equipment financing

Whether a new or used equipment, J. Lavoie Finance is here to finance your truck, your trailer or machinery. With rates at the most competitive as well as a great flexibility in terms of refunds, we have all the tools necessary to be a partner of choice in the realization of your projects.

Here are the different types of funding that we can offer you :

Leasing

This type of financing allows companies to rent the equipment and possibly the acquisition, at the end of the contract. It has several benefits for your company in particular, an application process is simple and fast, the ability to have smaller monthly payments, while having a redemption value at the end of the term, without forgetting that you don't have to pay the sales tax on the total amount, at the time of taking possession of your equipment, but a monthly basis according to the term.

Make a request

FOR ALL YOUR FINANCING NEEDS, WE OFFER TAILOR-MADE SOLUTIONS.

These applications apply to be a truck, a vehicle equipment or other categories of used vehicles,
please do not hesitate to contact us, we will process your request within the shortest possible time, with painstaking care.

Accomodation

Sale of Accomodation

J. Lavoie Finance is here to help you sell your equipment. Thanks to our sales of accommodation, we can facilitate the transaction between buyers and sellers.

When you purchase a vehicle and your vehicle is financed by a finance company, you need to pass by a merchant with a valid license from the S. A. A. Q, in addition, by doing a search in the RPMRR, there are one or more links, this involves an analysis and a different treatment for each of the elements. These inscriptions found in the RDPRM tell us and allow us to complete the file in a way that is fair to the parties involved.

Therefore, when you purchase a vehicle or equipment in Quebec, including financing or refinancing, the transaction is a sale by accommodation, that is to say, the law requires that this transaction goes through a merchant with a valid license, so that they complete the documents required by the act and the buyer can proceed with the registration of the vehicle or vehicles concerned.

Service Licence Lavoie & Girls offers you the service of representation at the offices of the IRP.

The Société d'assurance automobile du Québec.

Permit for transport of all categories, allowed to register in bulk, in order to access to the contracts of Mr. T. Q., as well as for the carriers, who want to get the thumbnail IFTA, a registration IRP-S. A. A. Q., and/or would like to receive training on the act 430, coaching in business.

TESTIMONIALS

Check out the testimonials from our satisfied customers !

Immerse yourself in the authentic experiences of our customers and find out how our services have transformed their lives and exceeded their expectations

In January 2020, I broke a leg at work. I had just signed a contract of insurance, and I had not even made the first payment. I had to be to operate emergency and I am absent from work for several months.

The day after the accident I contacted Michael and I admit I was very worried.

How can I keep my truck if I'm not able to work ? In addition, I had other financial obligations.

In a short time, I received confirmation that my compensation was accepted. What a relief !
Thank you to Michael and his team for their excellent work.

Patrick Bourgeois

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